Debtor-Creditor Law and Procedure, 5th Edition

Debtor-Creditor Law and Procedure, 5th Edition
Emond Publishing
Page Count:
Publication Date:
January 2018
Business, Corporate, and Commercial Law

NOTE: Please visit Debtor-Creditor Law and Procedure, 6th Edition for the latest edition.

Debtor-Creditor Law and Procedure, 5th Edition moves away from the traditionally theoretical approach to debt collection to meet the specific needs of legal professionals. This text is rich with practical insights that accurately reflect and clearly outline the respective duties of paralegals and law clerks in both the Superior and small claims courts.

Processes and laws that surround debt collection are not only explained, but also supplemented with sample forms and other visuals to offer a comprehensive perspective. Additionally, the text provides a focus on legal work that students can expect to do in the future, such as completing procedures, drafting supporting documents, and performing calculations.

This text captures the numerous changes to the law since the previous edition, including updates regarding the Collection and Debt Settlement Services Act, electronic issuance and filing of various Small Claims Court documents, credit reports, electronic document registration in the Superior Court, and the Construction Lien Amendment Act, 2017.

As high amounts of consumer and other types of debt in Canada persist, this text remains highly relevant in today’s business and consumer world. Its unique focus on students in law clerk or paralegal programs makes this a must-have resource.

  • New information on operating a debtor-creditor practice in a paperless law office
  • Updated chapter on the new Construction Lien Amendment Act
  • More opportunities to practice calculations
  • New examples relevant to the work and responsibilities of paralegals
  • Updated sample forms and documents
  • Revisions to case studies in chapters 10 and 11 to improve flow
  • Gender neutral language used throughout

Part I: The Debt Collection Process
Chapter 1: Introduction
Chapter 2: Steps to Take Before Commencing Proceedings
Chapter 3: Searches to Carry Out Before Commencing Proceedings
Chapter 4: Determining the Amount Owing on a Claim
Chapter 5: Commencement of Proceedings
Chapter 6: Default Judgment
Chapter 7: Summary Judgment
Chapter 8: Defended Proceedings and Settlement
Chapter 9: Enforcement of Superior Court Judgments
Chapter 10: Small Claims Court Proceedings
Chapter 11: Small Claims Court Enforcement Proceedings

Part II: Debt Collection: Selected Topics
Chapter 12: Collections and Deceased Debtors
Chapter 13: Construction Liens
Chapter 14: Bankruptcy and Safeguards Against Fraud

Part III: Debtor’s Remedies
Chapter 15: Debtor’s Remedies

Part IV: Supplementary Materials
Appendix: Rules of the Small Claims Court

Glossary of Terms

Due to a printing error, some of the Superior Court of Justice forms had minor set-up errors in their appearance. The “Court file no.” line was in the wrong place and some title headings were bolded in the forms when they should not have been bolded. For your convenience we have posted here updated, corrected versions of the forms in question. You can also download the current versions of the court forms from

Click to download corrected forms.

A series of updates about how COVID-19 has affected Ontario courts can be found at

Chapter 10—Update to Monetary Jurisdiction and Appeal Limit of the Ontario Small Claims Court

Effective January 1, 2020, the monetary jurisdiction of the Ontario Small Claims Court increases to $35,000 from $25,000. (Pages 245 and 246 of the fifth edition)

Also effective January 1, 2020, is the threshold for appeals in Small Claims court increases to $3,500 from $2,500. A judgement can only be appealed where the amount of the claim exceeds $3,500. (Page 357 in the fifth edition)

For more information, please click here.

Construction Act Forms

At the time of publication, the Construction Act forms (Chapter 13 of text) were not available. The forms have now been published, effective July 1, 2018, and are available at:

Note that some of the forms are shaded in grey, which means they cannot yet be used, as parts of the act referred to may not yet be in force.

Collection and Debt Settlement Services Act

In July of 2018, Ontario Regulation 74, RRO 1990, made under the Collection and Debt Settlement Services Act, RSO 1990, c C.14, was revised. The updates are available at:

Prices and Formats

Debtor-Creditor Law and Procedure, 5th Edition

Format: Print
Cover: Softcover
Colour: Two Colour
Status: Available

Price: $120.00

Debtor-Creditor Law and Procedure, 5th Edition Emond Reader ebook (Lifetime Access)

Format: Digital
Cover: Online
Colour: Two Colour
Status: Available

Price: $89.00